Terms of Service

Last Updated: January 2026

Welcome to Fire-Calc.com. By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully before using our calculators and educational resources.

1. Acceptance of Terms

By accessing and using Fire-Calc.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our website.

2. Educational Purpose Only - Not Financial Advice

Important Disclaimer:

The calculators, tools, guides, and all content provided on Fire-Calc.com are for educational and informational purposes only. They do not constitute financial, investment, tax, or legal advice. The results generated by our calculators are estimates based on the information you provide and general assumptions—they should not be relied upon as precise predictions of future outcomes.

We strongly recommend that you consult with a qualified financial advisor, tax professional, or other appropriate expert before making any financial decisions. Your individual circumstances, including but not limited to your income, expenses, tax situation, and risk tolerance, may significantly affect the applicability of any information provided on this site.

3. No Guarantees or Warranties

Fire-Calc.com provides its services "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, reliability, or suitability of any calculations, projections, or information provided. Financial markets, tax laws, and personal circumstances can change, and our tools may not reflect the most current information or your specific situation.

4. Limitation of Liability

To the fullest extent permitted by applicable law, Fire-Calc.com, its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, our website, calculators, or any content provided. This includes, but is not limited to, any financial losses, investment decisions, or actions taken based on information obtained from this site.

5. User Responsibilities

When using Fire-Calc.com, you agree to:

6. Intellectual Property

All content on Fire-Calc.com, including but not limited to text, graphics, logos, calculator designs, and software, is the property of Fire-Calc.com and is protected by copyright and other intellectual property laws. You may use our calculators and view content for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.

7. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Fire-Calc.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any such third-party content or services.

8. Advertising

Fire-Calc.com displays advertisements provided by third-party advertising networks, including Google AdSense. These advertisements help support the free availability of our tools and content. The appearance of advertisements on our site does not constitute an endorsement of the advertised products or services. Please refer to our Privacy Policy for information about how advertising partners may collect and use data.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page, with the "Last Updated" date revised accordingly. Your continued use of Fire-Calc.com after any changes constitutes your acceptance of the new Terms. We encourage you to review this page periodically.

10. Termination

We reserve the right to terminate or suspend access to our website at any time, without prior notice or liability, for any reason, including but not limited to a breach of these Terms.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

12. Contact Us

If you have any questions about these Terms of Service, please contact us at support@fire-calc.com.